.policy-hero {
  background: linear-gradient(135deg, #003d59 0%, #0b5875 70%, #7197a6 100%);
  color: #fff;
  padding: 92px 0 72px;
}

.policy-hero__inner {
  max-width: 940px;
}

.policy-eyebrow {
  margin: 0 0 14px;
  color: rgba(255, 255, 255, 0.78);
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.policy-hero h1 {
  max-width: 900px;
  margin: 0;
  color: #fff;
  font-family: var(--font-heading);
  font-size: clamp(42px, 6vw, 70px);
  font-weight: 400;
  letter-spacing: -0.045em;
  line-height: 1.04;
}

.policy-section {
  background: #f6f8f9;
  padding: 72px 0 96px;
}

.policy-shell {
  max-width: 980px;
}

.policy-content {
  border: 1px solid #dce5e9;
  border-radius: 24px;
  background: #fff;
  box-shadow: 0 20px 55px rgba(0, 47, 67, 0.08);
  color: #30434c;
  font-size: 16px;
  line-height: 1.75;
  padding: clamp(32px, 6vw, 72px);
}

.policy-content > :first-child {
  margin-top: 0;
}

.policy-content > :last-child {
  margin-bottom: 0;
}

.policy-content h2,
.policy-content h3,
.policy-content h4 {
  color: #00476b;
  font-family: var(--font-heading);
  font-weight: 500;
  letter-spacing: -0.025em;
  line-height: 1.25;
  margin: 2.2em 0 0.7em;
}

.policy-content h2 { font-size: clamp(27px, 4vw, 38px); }
.policy-content h3 { font-size: 25px; }
.policy-content h4 { font-size: 20px; }

.policy-content p,
.policy-content ul,
.policy-content ol {
  margin: 0 0 1.15em;
}

.policy-content ul,
.policy-content ol {
  padding-left: 1.5em;
}

.policy-content li {
  margin-bottom: 0.55em;
}

.policy-content a {
  color: #006b91;
  text-decoration: underline;
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

.policy-content a:hover {
  color: #003d59;
}

@media (max-width: 640px) {
  .policy-hero { padding: 68px 0 52px; }
  .policy-section { padding: 38px 0 64px; }
  .policy-content { border-radius: 18px; font-size: 15px; }
}